Sold Out
Book Categories |
Foreword | vii | |
Preface | ix | |
Acknowledgments | xi | |
1. | Not Investing for the Long Term | 1 |
Past Investment Advice | 3 | |
What to Use for Your Fixed Investments | 5 | |
The Dividend-and-Interest Method | 9 | |
Systematic Withdrawal | 11 | |
Failure to Accumulate | 14 | |
Stretching Her Resources | 15 | |
2. | Taking on Financial Risk | 21 |
Financial Risk | 21 | |
Diversification Matters | 22 | |
Put It in Writing Please | 23 | |
Political Risk | 23 | |
Look at Risk before You Invest | 23 | |
Key Points on Financial Risk | 29 | |
Key Points on Market Risk | 30 | |
Key Points on Inflation Risk | 30 | |
Key Points on Interest Rate Risk | 31 | |
3. | Failure to Do Dignity Planning | 33 |
Our Sense of Self | 33 | |
Dignity Planning | 34 | |
Your Medical Decisions | 35 | |
Your Financial Affairs | 37 | |
Durable Power of Attorney | 44 | |
Disability Insurance | 53 | |
Plan for the Best, Prepare for the Worst | 53 | |
Important Policy Benefits | 54 | |
4. | Not Having Good Long-Term Care Coverage | 55 |
A Case in Point: Without Resources | 55 | |
If Medicare Doesn't Pay, Who Does? | 57 | |
Long-Term Care Insurance | 59 | |
Indemnity Plans | 61 | |
Don't Overinsure | 62 | |
Would You Like Your Policy Tax Qualified or Nonqualified? | 64 | |
Who Should Consider Purchasing Long-Term Care Insurance or Home Care Coverage? | 66 | |
Another Way to Reduce Premium Costs | 73 | |
How to Check on the Financial Status of an Insurance Company | 74 | |
5. | Not Planning Properly for the Transfer of Your Estate | 75 |
Put It in Writing | 75 | |
A Matter of Will | 77 | |
Loss of Some Tax Advantages | 83 | |
Typically Married Couples | 84 | |
Gift to Minors | 85 | |
Using Living Trusts | 86 | |
A Brief History of Certain Tax Laws | 91 | |
How Much Is a Tax Credit Worth? | 93 | |
Key Points to Remember about the Federal Estate Tax | 95 | |
A Case in Point: Harry and Sharon Make a Mistake | 96 | |
How to Preserve Your Unified Credit Amount | 98 | |
Other Major Mistakes People Make | 100 | |
Skipping Generations | 101 | |
Gifting Assets at the Wrong Time | 102 | |
Owning Life Insurance in Your Own Name | 103 | |
Other Irrevocable Trusts That Can Dramatically Reduce Taxes or Replace Wealth | 106 | |
Charitable Remainder Trusts | 107 | |
Using the Wrong Beneficiary on Your IRA | 109 | |
Common Disasters and IRA Plans | 110 | |
Naming Children as Beneficiaries | 111 | |
Seven Key Points to Keep in Mind | 115 | |
6. | Paying Too Much in Taxes | 117 |
Tax Awareness | 118 | |
The Power of Deferring Capital Gains | 122 | |
Mutual Funds--The Hidden Tax | 125 | |
Tax-Free Investments | 127 | |
Tax-Deferred Annuities | 131 | |
Taxation of Social Security Benefits | 135 | |
What Is So Wrong with Congress Taxing Our Social Security Benefits? | 136 | |
Eight Major Tax Traps That You Should Be Aware Of | 138 | |
7. | Using the Wrong Investment Strategies | 147 |
Accumulation versus Investment | 147 | |
Taking the Next Step | 148 | |
An Investment Is | 148 | |
Mutual Funds | 148 | |
Unit Investment Trusts | 157 | |
Individual Stocks | 164 | |
Individual Bonds | 169 | |
Variable Annuities | 173 | |
Rules for Being a Successful Investor | 182 | |
Other Books to Assist You in Becoming a Better Investor | 195 | |
8. | Having the Wrong Type of Life Insurance | 197 |
There Are Many Choices | 199 | |
Financial Leverage | 201 | |
Newer Types of Coverage | 203 | |
The Benefits of Having a Tax-Free Spigot | 204 | |
The Purpose of Life Insurance | 206 | |
How to Pay Estate Taxes Economically | 207 | |
Collecting before Your Time | 210 | |
Viatical Settlements | 211 | |
Insurance Company Rating Systems | 212 | |
Glossary | 215 | |
Index | 221 |
Login|Complaints|Blog|Games|Digital Media|Souls|Obituary|Contact Us|FAQ
CAN'T FIND WHAT YOU'RE LOOKING FOR? CLICK HERE!!! X
You must be logged in to add to WishlistX
This item is in your Wish ListX
This item is in your CollectionThe 8 Biggest Mistakes People Make with Their Finances Before and after Retirement
X
This Item is in Your InventoryThe 8 Biggest Mistakes People Make with Their Finances Before and after Retirement
X
You must be logged in to review the productsX
X
X
Add The 8 Biggest Mistakes People Make with Their Finances Before and after Retirement, According to financial expert and author Terrence L. Reed, there are eight mistakes that he has seen with painful regularity in his years of practice as a financial advisor. These are: #1 Not investing for the long term #2 Taking on financial ris, The 8 Biggest Mistakes People Make with Their Finances Before and after Retirement to the inventory that you are selling on WonderClubX
X
Add The 8 Biggest Mistakes People Make with Their Finances Before and after Retirement, According to financial expert and author Terrence L. Reed, there are eight mistakes that he has seen with painful regularity in his years of practice as a financial advisor. These are: #1 Not investing for the long term #2 Taking on financial ris, The 8 Biggest Mistakes People Make with Their Finances Before and after Retirement to your collection on WonderClub |