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Americans now depend more heavily upon credit than any other society on Earth, or any other time in history. Borrowing has become a way of life for millions of families, and it is hard to imagine a time when charge accounts did not exist. Nonetheless, it would be a mistake to assume that, because a wallet filled with plastic instead of cash is a relatively new phenomenon, Americans have not been borrowers and lenders since the colonization of the New World. Author Peter J. Coleman proves otherwise. In one Form or another -- notes of hand, book credit, commercial paper, mortgages, land contracts -- settlers borrowed to pay their passage from Europe, to buy and clear land, to build and operate mills, to purchase slaves, and to gamble and drink. Debtors' prison awaited those who could not pay their debts, and a pauper's grave received the unfortunate who lacked the private means to feed and clothe himself in prison. While the debtors' prisons described in this book no longer exist, the author maintains that our credit-oriented society has yet to devise cheap, efficient, equitable, and humane methods of enforcing contracts for debt.
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Ray Miller
reviewed Debtors and Creditors in America: Insolvency, Imprisonment for Debt and Bankruptcy, 1607-1900 on January 31, 2013
Debtors and Creditors in America: Insolvency, Imprisonment for Debt and Bankruptcy, 1607-1900
If there were more people like Muhammad Yunus, then maybe his goal of stamping out poverty by 2050 will be achieved ' hell, maybe he'll be able to get Bangladesh there all on his own at the rate that he's going.
In "Creating A World Without Poverty,", Yunus talks about social businesses and the future of capitalism.
In this book, he talks about how, as Grameen Bank became more and more deeply rooted in the social conditions of the poor in Bangladesh, its mandate evolved and broadened as Yunus and his colleagues branched out from microcredit to social businesses.
This book was also partly the story of Grameen Danone came into being ' Danone, the French food products company, partnered with Grameen to produce affordable, nutritious yogurt for malnourished children in Bangladesh.
It's a fascinating case study in social business.
Also interesting: the epilogue includes a transcript of the lecture Yunus delivered in Oslo when he accepted the Nobel Peace Prize on behalf of Grameen Bank in 2006.
Definitely worth reading.
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