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Social Banking: Promise, Performance and Potential provides an overview of the Indian banking scenario from both a historical and a theoretical perspective. It discusses the development of Social Banking, its working and its relevance for the present and the future. The book presents the contribution of banking institutions in promoting savings and investments and extending the reach of banking services.
The author argues the case for large-scale Social Banking and microfinance for the alleviation of poverty. She also provides an extensive analysis of the remarkable traits that have made Social Banking a success in India and enabled the Indian banking system to reach millions of low-income savers and borrowers. It clearly demonstrates the tremendous potential embedded in well-designed institutional interventions.
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