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Introduction 1
1 The Gathering Storm: Dying for 0% 13
2 Minimums: The Maximum Problem 33
3 Budgeting: Winners and Losers 51
4 Credit Sickness: The Dead and the Dying 73
5 Talking to Creditors: Doing It Yourself 89
6 CCCS: The Original Cure 111
7 Bankruptcy: A Bankrupt Plan 131
8 Offers in Compromise: Using a Debt Settlement Company or an Attorney to Reach a Settlement 151
9 The Deadbeat Myth: An Open Letter to Creditors 175
10 Consequences: Dollars, Damage, and Time 191
11 Responsible Debt Relief: The Teachable Moment 211
12 Financial Literacy: A Smarter Future 229
Appendix A The Drop Debt Lessons 243
Appendix B Chart of Options for Dealing with Your Debt 245
About the Author 246
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Add Drop Debt: Surviving Credit Card Hell Without Bankruptcy, When you're drowning in credit card debt is bankruptcy the only option? No, according to debt-relief expert Harvey Z. Warren, who has helped thousands of families find relief from crippling debt. And if you are overwhelmed by debt or teetering on the edge, Drop Debt: Surviving Credit Card Hell Without Bankruptcy to the inventory that you are selling on WonderClubX
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Add Drop Debt: Surviving Credit Card Hell Without Bankruptcy, When you're drowning in credit card debt is bankruptcy the only option? No, according to debt-relief expert Harvey Z. Warren, who has helped thousands of families find relief from crippling debt. And if you are overwhelmed by debt or teetering on the edge, Drop Debt: Surviving Credit Card Hell Without Bankruptcy to your collection on WonderClub |