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Introduction | ||
Part 1 | Managing Your Business Risks | |
Chapter 1 | Understanding Your Business Risks | 1 |
Five Strategies for Managing Your Risks | 2 | |
Chapter 2 | Getting Started As a Business | 5 |
Comply with the Child Care Rules and Regulations | 5 | |
Set Up Your Business Properly | 9 | |
Chapter 3 | Reducing General Business Risks | 13 |
Follow Safe Business Practices | 13 | |
Communicate Clearly with Parents | 15 | |
Communicate Clearly with Your Licensor | 19 | |
Carefully Screen, Train, and Monitor Your Employees | 23 | |
Chapter 4 | Child Abuse | 27 |
You Are a Mandated Reporter | 27 | |
Reporting Child Abuse | 30 | |
Protecting Yourself from Allegations of Child Abuse | 33 | |
What to Do If You Are Accused of Child Abuse | 38 | |
Chapter 5 | Travel and Transportation | 43 |
Field Trips | 43 | |
After the Children Leave Your Home | 44 | |
Enforcing Your Pickup Policy | 45 | |
Chapter 6 | Sick and Injured Children | 49 |
Prevention | 49 | |
Documentation | 52 | |
Insurance | 52 | |
Handling Specific Situations | 52 | |
Sudden Infant Death Syndrome | 57 | |
Part II | Insuring Your Business and Yourself Against Risks | |
Chapter 7 | Understanding Insurance | 61 |
What Business Insurance Should You Have? | 64 | |
Chapter 8 | Business Liability Insurance | 67 |
Who Is Covered? | 68 | |
How Much Coverage Should You Buy? | 69 | |
What Is Covered? | 70 | |
What Isn't Covered? | 74 | |
Other Considerations | 76 | |
If You Aren't Licensed | 77 | |
Business Liability Insurance Checklist | 78 | |
Chapter 9 | Other Business Insurance | 79 |
Business Property Insurance | 79 | |
Vehicle Insurance | 84 | |
Employees and Workers' Compensation Insurance | 87 | |
Other Kinds of Business Insurance | 91 | |
Chapter 10 | Personal Insurance | 93 |
Health Insurance | 93 | |
Disability Income Insurance | 94 | |
Life Insurance | 96 | |
Long-Term Care Insurance | 100 | |
Chapter 11 | Buying and Using Insurance | 101 |
Paying for Insurance | 103 | |
Working with an Insurance Agent | 109 | |
Filing a Claim | 110 | |
Canceling a Policy | 111 | |
Part III | Handling Legal Issues | |
Chapter 12 | Custody, Privacy, and Confidentiality | 115 |
Child Custody Issues | 115 | |
Privacy and Confidentiality | 118 | |
Slander | 124 | |
References and Referrals | 125 | |
Chapter 13 | Disabilities, Discrimination, and Price Fixing | 129 |
The Americans with Disabilities Act | 129 | |
Discrimination | 136 | |
Price Fixing | 140 | |
Chapter 14 | Barriers to Your Business | 145 |
Housing Barriers | 145 | |
Strategies for Dealing with Housing Barriers | 151 | |
Financial Barriers | 155 | |
Chapter 15 | Working with a Lawyer | 159 |
When You Should Consult a Lawyer | 159 | |
What to Do Before You Hire a Lawyer | 161 | |
How to Find a Lawyer | 162 | |
How to Work with a Lawyer | 164 | |
Part IV | Choosing a Business Structure | |
Chapter 16 | Business Structure Options | 169 |
The Four Business Entities | 170 | |
How to Choose a Business Entity | 173 | |
Chapter 17 | Business Structure Considerations | 177 |
Record-Keeping Complexity | 177 | |
Business Fees | 179 | |
Control of the Business | 181 | |
Tax Implications | 182 | |
Liability Risks | 185 | |
Which Business Structure Is Best for You? | 188 | |
Considerations in Choosing a Business Entity | 189 | |
Conclusion | 191 | |
Appendix A | Sample Forms and Policies | 193 |
Appendix B | Organizations and Resources | 197 |
Index | 203 |
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Add Family Child Care Legal and Insurance Guide: How to Protect Yourself from the Risks of Running a Business, This easy-to-read guide takes the intimidation out of running a family child care business through legal and insurance planning. From researching and purchasing homeowner's, liability, auto and disability insurance to protecting against lawsuits, the F, Family Child Care Legal and Insurance Guide: How to Protect Yourself from the Risks of Running a Business to the inventory that you are selling on WonderClubX
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Add Family Child Care Legal and Insurance Guide: How to Protect Yourself from the Risks of Running a Business, This easy-to-read guide takes the intimidation out of running a family child care business through legal and insurance planning. From researching and purchasing homeowner's, liability, auto and disability insurance to protecting against lawsuits, the F, Family Child Care Legal and Insurance Guide: How to Protect Yourself from the Risks of Running a Business to your collection on WonderClub |