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PART I: ECONOMIC AND URBAN DEVELOPMENT CONTEXT
• Challenges of Sustainable Shelter Development in Macroeconomic Context
• Understanding Urban Shelter Development Challenges
• The Macroeconomic Context of Urban Shelter Development
• Shelter Policy and Finance: Retrospective Overview
• Context to International Thoughts on Financing for Urban Development
• Trends in Shelter and Municipal Finance Development: 1972—2004
• Globalization of Finance
• The New Millennium: Policies and Organizations in Shelter and Urban Development
• Financing Urban Development
• Municipal Finance and Urban Development: The Main Issues
• National Municipal Finance Systems
• Sources of Municipal Finance
• Municipal Spending Patterns
• Privatization of Municipal Services
• Summing Up: Assessing the Effectiveness and Impacts of Municipal Finance Systems
• PART II: SHELTER FINANCE, ASSESSMENT OF TRENDS
• Mortgage Finance: Institutions and Mechanisms
• Highlights
• Recent Trends
• Regional Analysis
• Terms and Conditions
• Housing Finance, Affordability and Lower Income Households
• Financing for Social and Rental Housing
• Conditions and Trends
• Challenges
• Small Loans: Shelter Microfinance
• The Growth of Microfinance for Shelter
• Other Providers and Sources of
• Community Funds
• What Are Community Funds?
• PART III: TOWARDS SUSTAINABLE SHELTER FINANCE SYSTEMS
• Assessing Shelter Finance Systems
• Affordability and the Difficulties of Reaching the Poor
• The Role of Mortgage Finance: Access to Capital and the Lack of Loan Finance
• The Bigger Picture and What the Market Cannot Manage
• Connections and Diversity within Globalization
• Policy Directions Towards Sustainable Urban Shelter Finance Systems
• Towards Inclusive Urban Infrastructure and Services
• Strengthening the Sustainability and Performance of Shelter Finance Systems
• Epilogue: Towards Sustainable Urban Shelter
• First Element: Abating Housing Costs
• Second Element: Increasing Purchasing Power
• Synergizing the Two: Lower Housing Prices and Higher Incomes
• Formulating and Implementing Urban Shelter Policies: Sheltering the Poor from 'Market Poaching'
• PART IV: STATISTICAL ANNEX *
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