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The students of this generation face stiffer competition than their parents in getting admission to colleges and winning scholarships. The vast number of children of baby boomers coming of age in the last decade combined with the large influx of new immigrants during this period has created a huge tidal wave of teenagers knocking on the proverbial doors of higher education. As demand for college admissions have soared, colleges and universities have seized the opportunity to raise their fees well beyond the rate of inflation. In response to this, parents have begun to pay close attention to their children's activities during and after school from the elementary school level on and up with a view to increasing their children's chances of gaining admission to the top colleges and winning scholarships. Even the media have gotten into the act of providing guidance on selecting the best colleges and graduate schools. There is currently no comprehensive guide for students / parents on the available options for financing their education beginning from middle school and continuing on till graduate school. This book seeks to fill that void and more. It not only provides guidance on available scholarships, types of government sponsored savings accounts and education loans but also goes on to reveal strategies on getting some of those loans forgiven. Beyond that, it provides parents and students important pointers on receiving different types of IRS tax credits and ways of claiming tax deduction for their kids' education or their own education. Also, winning prestigious math and science scholarships are not only a resume builder but also an enabler in raising the student's chances of gaining admission to the top Ivy League schools. So, this is a must have book for students, parents and school counselors.