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The CRA Handbook : Strategies, for Bank, Communities and Regulators Book

The CRA Handbook : Strategies, for Bank, Communities and Regulators
The CRA Handbook : Strategies, for Bank, Communities and Regulators, Despite premature reports of its demise, the Community Reinvestment Act - first enacted in 1977 to help bring credit to the 40% of Americans known as low-and-moderate income (LMI) - has recently roared back to life. In fact, sparked by a CRA-friendly admi, The CRA Handbook : Strategies, for Bank, Communities and Regulators has a rating of 4 stars
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The CRA Handbook : Strategies, for Bank, Communities and Regulators, Despite premature reports of its demise, the Community Reinvestment Act - first enacted in 1977 to help bring credit to the 40% of Americans known as low-and-moderate income (LMI) - has recently roared back to life. In fact, sparked by a CRA-friendly admi, The CRA Handbook : Strategies, for Bank, Communities and Regulators
4 out of 5 stars based on 2 reviews
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  • The CRA Handbook : Strategies, for Bank, Communities and Regulators
  • Written by author Kenneth H. Thomas, Wharton School Staff
  • Published by Irwin Professional Publishing, 1998/03/01
  • Despite premature reports of its demise, the Community Reinvestment Act - first enacted in 1977 to help bring credit to the 40% of Americans known as low-and-moderate income (LMI) - has recently roared back to life. In fact, sparked by a CRA-friendly admi
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Preface
Ch. 1 New Strategies for the New CRA 1
Ch. 2 The New CRA Triangle 13
Ch. 3 CRA Wars: The CRA Triangle Battles over the New CRA 33
Ch. 4 CRA Ratings Strategies 53
Ch. 5 CRA Enforcement Strategies 81
Ch. 6 CRA Megamerger Strategies 113
Ch. 7 The CRA Exam from Hell - Case Study of a Banker's Worst Nightmare 135
Ch. 8 A Shared Bank Branch CRA Compliance Strategy 161
Ch. 9 New Rules and Tools for the CRA Strategist 185
Ch. 10 Small Bank Strategies for the New CRA: Exam Procedures and Ratings Analyses 219
Ch. 11 Small Bank Strategies for the New CRA: Performance Test Ratio Analyses 259
Ch. 12 Small Bank Strategies for the New CRA: Grade Inflation and Regression Analyses 299
Ch. 13 Large Retail Bank Strategies for the New CRA 355
Ch. 14 Limited Purpose and Wholesale Bank Strategies for the New CRA 421
Ch. 15 Strategic Plan Strategies for the New CRA 475
Ch. 16 Conclusions and Recommendations on New CRA Strategies 545
Appendices 569
Index 597


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The CRA Handbook : Strategies, for Bank, Communities and Regulators, Despite premature reports of its demise, the Community Reinvestment Act - first enacted in 1977 to help bring credit to the 40% of Americans known as low-and-moderate income (LMI) - has recently roared back to life. In fact, sparked by a CRA-friendly admi, The CRA Handbook : Strategies, for Bank, Communities and Regulators

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The CRA Handbook : Strategies, for Bank, Communities and Regulators, Despite premature reports of its demise, the Community Reinvestment Act - first enacted in 1977 to help bring credit to the 40% of Americans known as low-and-moderate income (LMI) - has recently roared back to life. In fact, sparked by a CRA-friendly admi, The CRA Handbook : Strategies, for Bank, Communities and Regulators

The CRA Handbook : Strategies, for Bank, Communities and Regulators

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The CRA Handbook : Strategies, for Bank, Communities and Regulators, Despite premature reports of its demise, the Community Reinvestment Act - first enacted in 1977 to help bring credit to the 40% of Americans known as low-and-moderate income (LMI) - has recently roared back to life. In fact, sparked by a CRA-friendly admi, The CRA Handbook : Strategies, for Bank, Communities and Regulators

The CRA Handbook : Strategies, for Bank, Communities and Regulators

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