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Introduction 5
1 Money Management: The Basics: FDIC Consumer News 9
2 Teens Are More Savvy About Money Management than Adults Think Tina Wells 17
3 Overindulged Teens Are Not Savvy About Money Management Robert J. Samuelson 22
4 Money Management Should Be Taught in Schools Braun Mincher 27
5 Money Management Should Be Taught by Parents Kimberly Palmer 32
6 Credit Cards Teach Teens Money Management Laura Rowley 36
7 Teens Should Not Have Credit Cards Janet Bodnar 41
8 Prepaid Credit Cards Teach Money Management Steve Brown 45
9 Prepaid Credit Cards Are Not a Cure-All Jonathan Chevreau 50
10 Credit Card Companies Push Teens into Debt Megan McWethy 55
11 Parents Spoil Kids by Giving Them Money Jean Chatzky 60
12 Teens Deserve Bigger Allowances Yoni Goldstein 65
13 Allowances Do Not Work Liz Pullian Weston 69
14 Allowance Details Are Not as Important as the Lessons Learned Gregory Karp 76
15 Jobs Help Teens Learn Money Management Eve Tahmincioglu 81
16 Teens Should Not Have Jobs Amitai Etzioni 86
Appendix
What You Should Know About Money Management 93
What You Should Do About Money Management 95
Organizations to Contact 98
Bibliography 102
Index 105
Picture Credits 110
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