Buying, Owning and Selling a Home in Canada Book

Acknowledgements

BUYING A HOME

Chapter 1: A Manual for Homeowners
Deciding to Buy a Home (or at Least This Book)
Once You Own a Home Questions This Book Answers It's Great to Live in Canada...But...

Chapter 2: What Can You Afford?
When is the Best Time to Buy?
Knowing What You Can Afford What Does It Cost to Buy and Own a Home?
How Much Money Do You Have for Your New Home?
Down Payments Mortgages The Maximum Price to Pay for Your Home

Chapter 3: Where Do You Want to Live?
Think About What You Want Go House-Hunting with a Real Estate Agent Homes for Sale By Vendor Homes that Aren't for Sale

Chapter 4: Evaluating the Houses You See
Location of Your Home To Be Features of the Home Condition of the Home Special Considerations for Condominiums Special Considerations for Homes Under Construction

Chapter 5: Making An Offer to Purchase
Getting the Home You Want (At the Right Price)
Making Your Offer The Nature of the Agreement of Purchase and Sale The Contents of Your Offer It's Important to Have a Lawyer Review Your Offer Private Sales The Responsibility to Close

Chapter 6: The Purchaser's Lawyer
Do You Need a Lawyer?
What Does a Lawyer Actually Do?
How Much Will a Lawyer Cost?
How Do You Choose a Lawyer?

Chapter 7: Morgages
What Is a Mortgage?
Speaking the Morgagee's Language Chooseing the Mortgage Options That Are Right for You Where to Get a Mortgage Applying for a Mortgage Insurance When You Get a Mortgage Mortgages Through the Vendor An Eye to the Future Paying Off and Discharging Your Mortgage

Chapter 8: Homeowner's Insurance
Why You Need Insurance A Homeowner's Policy What Can You Insure?
What Causes of Damage Can You Insure Against?
How Much Insurance Coverage Should You Have?
How Do You Get Insurance?
How Much Will Your Insurance Cost?
How Do You Make a Claim?

Chapter 9: Moving To Your New Home
Preliminary Planning Choosing the Right Mover Deciding What You Want the Mover to Do Packing for Your Move Moving Day After Your Move Long Distance Moves Tax Breaks

OWNING A HOME

Chapter 10: You're Home. Now What?
Practical Matters Problems in Your New Home

Chapter 11: Repairs and Renovations
Why Are You Doing This to Yourself?
Preliminary Planning for a Renovation or Major Repair What's Involved in a Renovation or Major Repair?
Who Will Do the Work?
How Do You Find the Help You Need?
The Repair or Renovation Contract Tips for Surviving Your Renovation or Major Repair When Problems Arise

Chapter 12: Home Security
Neighbourhood Watch Outside Your Home When You're Away Doors and Windows Alarm Systems Protection for Your Valuables In the Event of a Burglary

Chapter 13: Home Safety and Accident Prevention
Fire Safety Carbon Monoxide Safety Accident Prevention Preventing Water Damage
"To Do" Lists Emergency Phone Numbers

Chapter 14: Visitors Welcome and Unwelcome
Who Can Come onto Your Property?
What Can You Do to Keep People Out?
What Can You Do if Someone Gets In?
How Do You Treat the People Who Come In?
Social Hosts and Drunk Drivers Animal Visitors

Chapter 15: Nightmares With the Neighbours
Nuisances and Annoyances Problems with Your Immediate Neighbours The Construction Zone If the Tables Are Turned

Chapter 16: Money Troubles
Some Solutions to Money Troubles Mortgage Foreclosure and Sale Property Taxes Family Law Considerations How Litigation May Affect Your Home Bankruptcy and Insolvency Expropriation

SELLING YOUR HOME

Chapter 17: Getting Ready to Sell
When Is the Best Time to Sell?
Good News about Taxes on the Sale of a Home Getting Your Act Together Getting Your Home's Act Together

Chapter 18: Putting Your Home Up For Sale
The Sale Process When You Use a Real Estate Agent How to Find a Real Estate Agent The Legal Relationship Between You and Your Real Estate Agent The Sale Process When You Sell Privately

Chapter 19: From Offer to Closing
Reviewing an Offer to Purchase Bidding Wars The Anatomy of an Offer The Vendor's Lawyer Your Responsibilities Until Closing The Responsibility to Close

Chapter 20: Goodbye and Good Luck

Appendix Index Order Page