Berenstain Bears' Trouble with Money Book

Once again, this is a story where Papa bear looks like a raging, idiotic, hypocrite.

Also, the message is confusing. First, it's bad that the cubs are spending their money. Then it's bad that they are counting it and holding on to it in a piggy bank and sugar bowl. But it's okay to hold onto it in the bank? Why do they look like misers if they are counting their money but not if they have bank account before they are 10 years of age? And in the end, is it bad or good for cubs to earn money, have an allowance and spend money or make money? The message isn't clear.