Credit Risk: From Transaction to Portfolio Management Book

Ideally, OPM (Other People's Money)will enable you to gain financial security through investments but it also involves huge risks; one being high interest rates. "The greater they [investor] deem the risk to be, the more interest you will be paying." However, the benefits often outweigh the risks; having access to funding allows you to snatch business opportunities.

This book covers the basics. It not only covers the benefits and risks but it also covers important information such as: understanding investor needs and what they look for; creating a business plan; financing options; negotiating deals; managing OPM; and, real estate investing.

Investing with OPM is a huge responsibility and requires more than just reading this book. "Using Other People's Money to Get Rich" is written in easy and understandable language. For me, the book was too basic but that only means that I've experienced using OPM and already was familiar with the strategies. I was expecting more and didn't get it. However, that said I do believe this book would be a good start for people wanting to know more about using OPM without getting into overwhelm but encourage further research and reading other books if the interest is there.